How can I stop bill collector harrassment?

If you are being harassed by phone calls from collection agencies, creditors or other bill collectors send them a cease or a stop contact letter by certified mail. Do not give out your social security number, place of employment, bank account number, or information of other family members. If they offer to take a personal check from you and hold it for 30 days or more, do not agree.

The collection agency is under no obligation to be truthful with you.

Their sole purpose is to separate you from your money.

A bill collector may not contact any third parties about your debt except your lawyer, credit bureaus, and those who might help the agency locate you. If a collector does contact someone else to help locate you, he or she cannot indicate that debt collection, or your debt, is the reason for the call. Contact can be made only during normal hours. You cannot be called before 8 am and after 6 pm. Nor can a collector call you repeatedly just to annoy or intimidate you.